Savings Update

As you know, I’m currently saving to buy my first house and my money saving ways are helping me to save as much as I possibly can. This month I hit one of my targets a month ahead of schedule and I paid off my car meaning I AM DEBT FREE! For the first time in ten years I am back in the black! I am incredibly proud that I’ve been able to do this whilst renting a house and saving money. It’s not been easy but I’m sure it’ll be worth it when it comes to buying a house.

The money that was going towards my car each month will now go into the house fund. I have also stumbled across a clever way to save even more money. At the start of September I stopped taking my purse to work with me, It’s such a small change that has made a big change. It’s prevented me from making impromptu trips to the sandwich shop at lunch time and stopped me nipping to Asda on my way home. Amazingly, it’s saved me an extra £100 in just one month. It just goes to show how easy it is to spend £5 here or £10 there on impulse purchases. I am amazed how much money I must have wasted in the last by buying rubbish I didn’t actually need.

Although I am being quite strict with my savings, I am of course still allowing myself to have treats here and there. I don’t think I’d cope without any treats so things like Groupon, Clubcard vouchers and Meerkat Movies all help me to still have a good social life without it costing a fortune. My clever spending also means I can still have a night out every now and again. If it’s a friends birthday and there’s a night out planned then I know I can go, I just won’t go mad and get a tan and new outfit like I used to. It’s great because I’m not having to make too many compromises and I’m still able to enjoy myself.

I’m excited that years of hard work are finally paying off and hopefully another six months of sensible saving will give us some extra funds. My goal is to be a homeowner before I turn 30 in June and I’ve already got a bottle of pink Veuve Clicqout ready and waiting. I’m hoping I get to open it before my birthday so between now and then I’ll keep you posted on how my savings are coming along and when we finally start looking at houses. I will of course continue to share all of my bargain deals and money-saving tips as well. Let me know if you have any money saving tips in the comments below.

Happy Sunday,

 

Thrifty Clair x

 

Everything £5!

If you’ve never used everything5pounds then today is the day you should give it a go. New customers can get £5 off by following this link but don’t worry if you’re an existing customer you can still get further savings. If you use the code MSE5 you’ll get 5% off plus free delivery, that means your items wills £4.75 each delivered! The code expires on Monday though so be quick. 

Everything on e5p is leftover stock from some well known high street stores. I’ve had plenty of items that have come from Miss Selfridge, H&M, Primark, New Look and more. All the items have the labels cut out so it’s not always possible to tell where they have come from and some items are unbranded. It is possible to find out which retailer it’s come by checking the washing instructions label as they can’t cut those out for obvious reasons. Last year I bought a wool coat and had no idea where it was from until I checked if I could wash it. I found that it was a Red Herring coat from Debenhams, after that I did a bit of research online and found that the coat was originally sold for £90 and then in the sale for £25 so I’d got an absolute bargain! 

There can be some items that end up being poor quality or cheap material but you can return items for a refund. At £5 an item it’s definitely worth a gamble. I’ve ordered so many things over the years and have had loads of items that I love and only a few that I’ve been disappointed in. I find it’s great for workwear and handbags plus you can get some amazing one off items like dresses, coats and boots.

The way to get your hands on the best stock is to keep your eye on the everything 5 pounds Facebook page. Every day they add an album of the new arrivals that are going to be added to the website the next day. If there’s something you like it’s worth keeping your eye on the website the next day ready for the new arrivals going live. The best stuff goes really quickly so it’s worth being ready to order and checkout straight away. 

My most recent ordered was for a pair of charcoal jeans. I’ve never ordered jeans from there as I often struggle with sizing, I used the MSE5 code so thought it would be worth a gamble for £4.75. I really hope they fit, if not I’m sure one of my friends will inherit them. I think you should definitely have a look at what e5p has to offer, you can treat yourself without breaking the bank.
Happy Shopping, 
Thrifty Clair x